Anyone who reads my monthly budget posts knows that I’m not a fan of spending a lot of money.  Some people think it’s because I don’t have much to spend, but really, it’s because I have some big goals that I’m saving for so I’m living cheap and socking all of my money away towards those goals. Plus, I enjoy my life as it is, so I don’t really see a reason to spend a lot more.

One of the things that has kept me on a good path towards my goals, is financial tracking with the goal of that tracking to be as lazy as possible. It’s taken a bit of tweaking and playing, but I’ve gotten it down to a system that takes me about 15 minutes per pay period to implement. It would be faster if my pay was more structured, but my amounts and pay dates can vary a bit, so I prefer to do everything manually.

I figured that I would spend a little time cleaning up my tracking docs and go ahead and share them, just in case anyone else might find them useful. I’ve added a lot of notes to clarify functionality, but if you have any questions, please feel free to ask away!–s50menUFOXY1FsdeXuT_Z1gFdZVzj2b3RqgUg/edit?usp=sharing

Just open the document and if you want to make changes, go to File -> Make A Copy and then you can customize it to your needs.